Best AI Personal Finance Apps
As of September 2026, AlphaMoat tracks 13 AI mobile apps tagged AI Personal Finance. The most downloaded is Muse from Meta (6.9M downloads in 30 days). Ranked by 30-day worldwide downloads, updated monthly.
| # | App | Publisher | 30d Downloads |
|---|---|---|---|
| 1 |  A personal AI agent that assists with daily plans and tasks | Meta Platforms | 6.9M |
| 2 |  Credit Karma shows credit scores, compares card and loan offers, tracks spending, and helps with taxes. | Credit Karma | 592.7K |
| 3 |  An AI money coach that answers your finance questions by chat and helps automate saving. | Cleo AI | 318.3K |
| 4 |  An app that gives early access to earned pay and adds overdraft alerts and savings tools. | Activehours | 316.3K |
| 5 |  Manage subscriptions, budgets and spending with an AI powered financial assistant | Rocket Money | 316.3K |
| 6 |  Combines loan comparison, credit building, and debt planning. | Bright Capital | 296.1K |
| 7 |  A personal finance app for tracking accounts, budgets, subscriptions, and net worth in one place. | Monarch Money | 149.8K |
| 8 |  Earn rewards on purchases and find automatic savings, with cash out to your account. | Pogo Technologies | 141.7K |
| 9 |  Help repair, build, and monitor personal credit status and financial planning. | Dovly.com | 73.8K |
| 10 |  Kapii Bookkeeping records spending on the go and uses AI to categorize entries, plan budgets, and show where money goes. | Shanghai Yuhuan Technology | 70.7K |
| 11 |  Combines identity protection, anti-fraud, privacy guard, and parental controls. | Aura | 62.2K |
| 12 |  Track recurring subscriptions and see what to cancel | Mnboost | 7.1K |
| 13 |  Jota is a conversational assistant that pays bills, tracks spending and takes card payments from a phone. | jota.ai | 7.1K |
Related tags
FAQ
AI Personal Finance apps: which ranks #1?
In September 2026, Muse from Meta (6.9M downloads in 30 days) ranks #1 by 30-day worldwide downloads, followed by Intuit Credit Karma (592.7K downloads in 30 days) and Cleo AI (318.3K downloads in 30 days).
AI Personal Finance apps: what are the top 10?
Ranked by 30-day worldwide downloads, the top 10 are: 1. Muse from Meta, 2. Intuit Credit Karma, 3. Cleo AI, 4. EarnIn, 5. Rocket Money, 6. Bright, 7. Monarch, 8. Pogo, 9. Build & Fix Credit, 10. 咔皮记账.
How many AI Personal Finance apps does AlphaMoat track, and where does the data come from?
AlphaMoat tracks 13 AI Personal Finance apps, ranked by 30-day worldwide downloads. Downloads are AppMagic estimates of 30-day worldwide downloads. Updated monthly; the current data is for September 2026.
Category listings rank AI mobile apps by 30-day worldwide downloads (AppMagic estimates). See methodology.